Some Aspects of Implementation of the Principle of Integrity in Consumer Lending: in Search for the Balance of Interests

Threats to consumer and social security in the conditions of imbalance interests parties under loan contracts result necessity adjust current legislation. The significant increase litigation between borrowers lenders confirms need find new approaches regulation area question. aim research is analyze most common forms unfair behavior credit microfinance organizations light implementation fundamental principles civil law. main attention paid determination essential criteria principle integrity. paper provides for comparison different understanding its content jurisprudence, possibility their law enforcement. uses methods legal model analysis, formal-legal system-structural methods. Comparative analysis norms Russian foreign legislation, as well method enforcement monitoring. It allows us offer tools restore balance execution contracts. According results study, author compiles a list characteristics integrity with due regard such factors lack information about difficult financial situation borrower or other circumstances preventing conclusion contract, prohibition inclusion asymmetric arbitrary terms mandatory consideration public interest, etc. listed elements will contribute antinomy freedom contract. makes that it expedient include algorithms special laws, which harmonization participants relations field lending.